Once you select Guaranty Bank to obtain your home loan, you'll be amazed at how quickly and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and saves you money. We provide regular updates throughout the loan application process, but you can also email us with questions or new information. And if you want assistance, a mortgage expert who can answer your questions is just a phone call away.
Here's an overview of the loan-application process:
Step One: Apply now! Getting started is easy.
When you've selected a property and have a contract with the seller, the next step is to complete your loan application, which can be done easily through our website. Click here to get started. When it’s time, we'll order a property appraisal for you.
Step Two: Your loan is approved and funded.
Your real estate agent or the seller will designate an escrow or title company to handle the funding of your loan, along with many other factors which make your purchase go smoothly. We will coordinate this process with the escrow team and you'll sign the final papers at their office.
Simple, straightforward, cost effective, and most importantly, fast! Because of our in-house underwriting, we can often close your home loan in 30 days or less.